Terms of Service

Folio is a portfolio platform operated by wrxstack. It is available at portfolio.wrxstack.com, app.portfolio.wrxstack.com, portfolio subdomains, and custom domains that portfolio owners connect. By using Folio, you agree to these Terms and to the policies they refer to. If you do not agree, do not use the service.

You must be at least 18 years old, and able to form a binding agreement, to create an account. If you use Folio for an organisation, you confirm that you may accept these Terms for it.

You are responsible for your account, for keeping your sign-in details secure, and for everything that happens under your account.

• Give accurate information and keep your email address current.
• Do not share passwords, passkeys, or sign-in links.
• Workspace owners are responsible for the members they invite and the access they grant.

You keep ownership of the content you add to Folio. You give wrxstack permission to host, store, process, display, export, and deliver that content as needed to run the service.

You are responsible for your content and confirm that you have the rights and permissions to publish it, including names, logos, testimonials, media, and client references.

• Do not publish confidential, infringing, or unlawful material.
• Published pages are public and may be seen, indexed, or copied by others.

AI features can help you draft content. Suggestions may be incomplete or inaccurate. You are responsible for reviewing and approving anything before you publish it.

You must follow the Acceptable Use Policy. We may remove content or restrict accounts that break it.

You may connect a domain you own or control. You are responsible for the domain, its registration and renewal, and its DNS settings. Connecting a domain does not transfer it to wrxstack, and we may disconnect a domain that fails verification or security checks.

Folio offers a free plan and paid plans. Prices and features are shown before you buy. Paid plans are billed in advance through our payment provider and renew automatically until you cancel.

• All payments are final and non-refundable, as set out in the Cancellation and Refund Policy.
• Prices may include or exclude taxes as shown at checkout.
• We may change prices for future billing periods and will show the new price before it applies.
• If a payment fails, we may limit or suspend paid features until it is resolved.

We work to keep Folio available and reliable, but we do not promise that it will be uninterrupted, error-free, or available at any particular time. We may change, suspend, or discontinue any feature or plan.

To protect users and the service, we may monitor for abuse, limit usage, remove content, revoke sessions, disconnect domains, or suspend accounts.

You can stop using Folio and delete your account at any time. We may suspend or end your access if you break these Terms, if required by law, or to protect the service or others. Published pages stop serving when an account is suspended or deleted.

Folio is provided "as is" and "as available", without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

Folio is a software tool. It is not legal, hiring, financial, or career advice, and it does not guarantee any outcome, such as interviews, clients, or search rankings.

To the fullest extent permitted by law, wrxstack and the people who operate Folio are not liable for any direct, indirect, incidental, special, consequential, or punitive loss or damage of any kind, including loss of data, content, profits, revenue, business, opportunity, or goodwill, arising out of or related to Folio or these Terms.

This applies to every cause, including service interruptions, errors, data loss, security incidents, third-party services, and the conduct or content of other users. To the fullest extent permitted by law, no damages, compensation, credits, or refunds are payable by wrxstack for any reason.

You agree to defend and hold harmless wrxstack and the people who operate Folio against any claim, loss, or expense arising from your content, your use of the service, or your breach of these Terms or of any law.

These Terms are governed by the laws of India. Any dispute relating to Folio or these Terms is subject to the exclusive jurisdiction of the courts of India.

We may update these Terms. The effective date at the top shows the latest version. Continuing to use Folio after an update means you accept the updated Terms. If any part of these Terms cannot be enforced, the rest still applies.

Questions about these Terms can be sent to legal@wrxstack.com. Support requests go to support@wrxstack.com.